I don't have the time or the money to go on a trip.

Literal

Trip [to-に] go free-time [also-も] doesn't-exist [and-し], also money [also-も] doesn't-exist.

~し~し (and moreover / and also) lists multiple reasons or circumstances. ~もないし、また~もない creates a parallel negation: 'neither X nor Y.' また (also/moreover) reinforces the addition of a second reason.